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Over half of twentysomethings in Britain have no savings: study

Source: Xinhua| 2018-10-05 03:22:15|Editor: Liu
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LONDON, Oct. 4 (Xinhua) -- More than half of people in their 20s in Britain do not have any savings, a study by the Office for National Statistics (ONS) revealed Thursday.

"More than half (53 percent) of 22- to 29-year-olds had no money saved in a savings account or an Individual Savings Account (ISA) in 2014 to 2016, compared with 41 percent in 2008 to 2010," said ONS.

New figures also show a fall in the number of people aged 22 to 29 who are homeowners in Britain. Ten years ago it was 37 percent, but the latest figures show this has now fallen to 27 percent in 2017.

ONS said their analysis shows it can be difficult for young people to achieve financial stability in their 20s.

The study on young people analyses their financial situation, comparing earnings, home ownership, savings and personal debt.

The top 10 percent of savers had at least 19,500 U.S. dollars while the bottom 10 percent had saved 26 percent or less, according to the study.

For people in their 20s the figures show that 10 percent have built up debts of at least 18,500 dollars, while the least indebted owed no more than 130 dollars.

On a plus side, ONS said young people are now less likely to be in financial debt. Around 37 percent had financial debt (excluding student loans from the Student Loans Company), down from 49 percent in 2008 to 2010.

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